Makhmudova Malokhat Zafarovna
Master’s Degree, Department of Banking, Faculty of International Banking
Banking and Finance Academy of the Republic of Uzbekistan
JELClassification:G12 O20
Abstract. This article theoretically analyzes the impact of digital transformation processes on financial stability. The role of digital technologies in the banking system, risk management in financial markets, increasing the efficiency of financial services, and sustainable economic development is highlighted. The importance of digital payment systems and artificial intelligence-based solutions in ensuring financial stability is also scientifically explained.
Keywords. Digital transformation, technology, financial stability, innovation, information.