MECHANISMS FOR EXPANDING AND STIMULATING COMMERCIAL BANKS’ INVESTMENT ACTIVITIES AS A DRIVER OF SUSTAINABLE ECONOMIC GROWTH

Shokhsanam Yuldasheva Dilmuradovna

Doctoral Researcher, Tashkent State University of Economics

E-mail: syuldasheva1310@gmail.com

ORCID: 0009-0005-9218-0495

Abstract. The article examines mechanisms for stimulating the investment activities of commercial banks in Uzbekistan. The main constraints include limited long-term funding, high funding costs, foreign exchange risks, and insufficient project preparation. The study proposes developing long-term bank bonds, partial guarantees, syndicated and blended finance, and digital project monitoring. These measures may improve the effectiveness of bank financing and its contribution to sustainable economic growth.

Keywords. commercial banks, investment activity, long-term financing, investment projects, sustainable economic growth, credit guarantees.

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