Yuldashev Nuriddin Toshmurzaevich
Teacher of the Department of Economics, Karshi International University
e-mail: nurik.ty@mail.ru
Abstract. This article considers the role and place of tariff policy in increasing the potential of life insurance, highlights the specific features of determining tariff rates for types of life insurance, analyzes the structure of tariff rates, substantiates the need to develop a “life table” for the Republic of Uzbekistan, presents approaches to developing a separate methodology for calculating tariff (net) rates for all types of life insurance, proposes several options for indexing the insured amount taking into account inflation, and develops recommendations for improving tariff policy in increasing the potential of life insurance.
Keywords: actuary, life insurance, indexation, net rate, insurance claim, insurance premium, insurance reserves, tariff policy, tariff rate, life (mortality) table, commutation number table.