I.I. Juraev, Associate Professor, Department of International Finance, TSUE
Abstract. The article describes the formation of deposit insurance systems in world banking practice, their necessity, economic essence and impact on increasing the resource potential of the banking system. Also, in this article, the author formed scientific and practical conclusions by comparing best practices in deposit insurance.
Key words: Deposit insurance, guarantee system, risk, diversification, financial stability, bank liquidity, financial crisis, international standards, banking system, household savings.