Day: October 24, 2026

THE “YEAR-END EFFECT” IN THE NON-PERFORMING LOAN RATIO AND HOUSEHOLD DEBT BURDEN: ASSESSING HIDDEN CREDIT RISK IN UZBEKISTAN’S BANKING SYSTEM

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Turdaliyev Jaxongir Manager, Department of Grants and Innovation Transfer, University of Digital Economics and Agrotechnologies; Master’s student, Banking and Finance Academy of the Republic of Uzbekistan, Tashkent, Uzbekistan. E-mail:turdaliyevjaxongir190321@gmail.com ORCID: 0009-0005-8767-0246 Abstract. Using monthly data from January 2024 to September Read More …