MECHANISMS OF FINANCING ENTREPRENEURIAL ACTIVITY AND WAYS TO IMPROVE THEM

Berdiyeva Mahfuza Farhod qizi

Tashkent State University of Economics

PhD student

Tashkent,Uzbekistan

Email:berdiyeva.mahfuza@mail.ru

ORCID:0009-0000-3757-4786

Abstract: This article analyzes the modern mechanisms of financing entrepreneurial activity, their types, and distinctive characteristics. The paper examines bank lending, leasing, venture financing, government subsidies and grants, as well as financing methods implemented through international financial institutions. The study identifies existing problems in the system of supporting small and medium-sized businesses in Uzbekistan and develops scientifically grounded proposals for addressing them. The author presents conclusions and recommendations on the key directions for improving financing mechanisms developing financial infrastructure, introducing digital technologies (fintech solutions), and expanding entrepreneursʻ access to financial markets. The research findings hold practical significance for entrepreneurs, government administration bodies, and financial sector specialists.

Keywords: entrepreneurial activity, financing mechanisms, bank credit, venture capital, leasing, government support, small and medium-sized business, fintech, financial infrastructure, investment climate.

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