Maxmudova Maftunaxon Shavkatjon qizi
Independent Researcher, Tashkent State University of Economics, Tashkent, Uzbekistan
Margilan Technical School No. 3, Special Science Teacher
ORCID: https://orcid.org/0009-0008-8065
Abstract: This article explores the scientific and methodological foundations for evaluating the level of implementation and effectiveness of innovative financial technologies (Fintech) within the banking system. The relevance of the study is driven by the rapid pace of digital transformation and the increasing strategic importance of innovations for banks. The paper develops a system of quantitative and qualitative indicators to measure the innovative activity of banks, including the productivity of innovation investments, digital coverage levels, and Fintech audit indicators.
Key words: innovative financial technologies, Fintech, banking system, evaluation indicators, digital transformation, efficiency indicators, innovation potential, KPI, Fintech audit, financial market.