Dilrabo Malikova
Associate Professor, PhD
Department of Finance, Taxation and Banking
Samarkand Branch of Tashkent State University of Economics,
Samarkand, Uzbekistan
Abstract: In the context of financial market globalization and the digitalization of banking services, ensuring the economic security of banks becomes crucial for financial system stability. The article examines theoretical and methodological approaches to the classification of threats and risks, as well as the distinction between these concepts. Based on a literature review, key groups of risks and their impact on banking activities are identified. Using systematic and classification approaches, a structured model of threats is developed. It is concluded that risks and threats form an interconnected system affecting the financial stability of banks.
Keywords: Economic security of the bank, threats, banking risks, classification of threats and risks, credit risk, liquidity risk, operational risk, cyber risks, financial stability, risk management, banking system.