CRITERIA FOR DETERMINING DOMESTIC SYSTEMICALLY IMPORTANT BANKS (DSIB) IN OUR COUNTRY AND THEIR STATISTICAL ANALYSIS

Zilolakhon Kasimova
Tashkent State Economic University
Lecturer of the department of Econometrics
Tashkent, Uzbekiston. Email: kasimovazilolaxon000@gmail.com
ORCID: 0009-0005-7597-6600
Shodiyor Tokhirov
Tashkent State Economic University
Lecturer of the department of Econometrics
Tashkent, Uzbekiston. Email: shodiyordemo@gmail.com
ORCID: 0009-0005-4343-3687
JEL Classification: G1,G18,G21
Abstract: This article examines the issues of identifying and regulating systemically important banks (D-SIB) at the local level, based on the recommendations of the Basel Committee on Banking Supervision. Since the activities of these banks can directly affect economic stability and the security of the financial system, the need to introduce special control mechanisms is substantiated so that their crisis does not negatively affect the entire banking system or the real sector. The article analyzes the current state of the banking system of Uzbekistan, the share of SIBs, their financial indicators, income and profitability. Also, the criteria and assessment methodology used in determining DSIBs (based on indicators such as asset volume, intra-system connectivity, coverage, and operational complexity) have been thoroughly studied. At the end of the article, proposals are presented on the need to introduce additional capital requirements for SIBs in the conditions of Uzbekistan, ensuring their stability through reserves, reducing risks, and minimizing potential threats to the financial system.
Keywords: banking system, balance sheet, domestic systemically important banks, financial institutions, banking services, capital buffer.