Tupatillayeva Gulnoza Sirojiddin qizi
PhD Candidate at Tashkent State University of Economics
ORCID: 0009-0003-2748-4332
Abstract:This paper examines the development of commercial bank services through strengthened cooperation with insurance companies. It analyzes how bank–insurance synergy enhances customer convenience, reduces risks, and provides additional income sources for banks. Key directions for improving this integration are also discussed.
Keywords: bank–insurance synergy, commercial banks, insurance services, digital insurance, financial protection, service quality improvement.