DSc, professor Mavlanov Normumin Normamatovich,
TSUE, Tashkent, Uzbekistan Email: [email protected]
https://orcid.org/:0000-0001-5117-4658
JEL Classification: G24 D14
Abstract. In the article, the information supply of the analysis of creditworthiness of enterprises is detailed. In the regulation of credit relations in the banking sector, it is necessary to pay attention to the correct formation and simplification of information supply. In the analysis and evaluation of the creditworthiness of economic entities, the need to extract reliable information arises in the formation of information supply. In the process of analyzing the activity of a business entity, a lot of information is encountered. The biggest problem is to separate the necessary and reliable information from the information. Requirements are set for the available information in the activity of the economic entity, that is, the information that meets these requirements is considered the most necessary information and has the highest economic efficiency. Economic entities have a need for financial resources throughout the year. These needs are mainly covered by bank loans. In this case, the big problem faced by the enterprises is the large number of credit documents and the time-consuming process of accepting them step by step. Such problems create difficulties in the process of attracting credit. Overcoming these difficulties creates the need to accelerate the exchange of information using innovative technologies in the analysis and assessment of creditworthiness of economic entities. Theoretical and practical proposals have been developed to eliminate the current shortcomings by improving the information supply of the analysis of creditworthiness of economic entities.
Keywords. Credit, creditworthiness, information, information supply, basic procedures of creditworthiness analysis, electronic program, information exchange.