Bakhriddinov SHarofiddin
Independent researcher of Tashkent Financial Institute
Tashkent, Uzbekistan. Email: [email protected]
ORCID: 0000-0001-7899-0217
Abstract. This article examines the role of investment portfolio management in the efficient management of bank assets, impact of investment portfolios of commercial banks and their impact on asset liquidity. According to the research materials and methods, the definitions and opinions given by a number of foreign and domestic economists-scientists on the topic were studied, and the author explained their meaning. Also, the possibility of studying foreign experience in improving the effective management of assets of commercial banks and using it in the practice of Uzbekistan was studied. In addition, by studying the data on investments in securities of large joint-stock commercial banks in Uzbekistan (joint-stock commercial “Aloqabank”, joint-stock commercial “Sanoatqurilishbank”, joint-stock commercial “Asakabank”) for several years, the research problem is analyzed by means of the dynamics of change, statistical observation, comparison methods. analyzed.
Also, in the article, proposals and practical recommendations are given in the development of the draft regulatory legal document on the management of assets of commercial banks of the Republic of Uzbekistan, and the development of a program of measures aimed at the management of assets in commercial banks.
As a result of the research, ways of expanding theoretical and practical knowledge of asset management in commercial banks of our country and the use of convenient methods of their management were studied, teaching of subjects related to banking activity in higher educational institutions in the fields of economics, preparation of training programs, textbooks and training manuals, as well as the topic of research suggestions for issues of wide use as a resource for researchers conducting scientific research on In particular, in the formation of digital assets in commercial banks, it is proposed to allow banks to participate in crypto-assets (tokens) in crypto-exchanges and to establish a crypto-depository in the structural structure of commercial banks.
Key words. commercial banks, bank assets, digital assets, liquidity, investment portfolio, securities.