{"id":5785,"date":"2026-07-10T09:45:16","date_gmt":"2026-07-10T09:45:16","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=5785"},"modified":"2026-07-18T09:49:16","modified_gmt":"2026-07-18T09:49:16","slug":"using-the-experience-of-foreign-countries-to-improve-the-financial-stability-assessment-system-of-commercial-banks-in-uzbekistan","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=5785","title":{"rendered":"USING THE EXPERIENCE OF FOREIGN COUNTRIES TO IMPROVE THE FINANCIAL STABILITY ASSESSMENT SYSTEM OF COMMERCIAL BANKS IN UZBEKISTAN"},"content":{"rendered":"\n<p class=\"has-text-align-left wp-block-paragraph\"><strong><em>\u00a0\u00a0 <\/em><\/strong><strong><em>G.M. Sattarova<\/em><\/strong><em><br><\/em><strong><em>\u00a0\u00a0\u00a0<\/em><\/strong><strong><em>PhD Candidate<\/em><\/strong><strong><em><br><\/em><\/strong><strong><em>\u00a0\u00a0 <\/em><\/strong><strong><em>Banking and Finance Academy of the <\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">   <strong><em>Republic of Uzbekistan<\/em><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>\u00a0\u00a0 <\/em><em>ORCID:0009-0001-8444-499X<\/em><strong><br><\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Abstract<\/em><\/strong><strong><em>. <\/em><\/strong><em>This article examines the theoretical and practical aspects of assessing the financial stability of commercial banks. A comparative analysis of financial stability assessment mechanisms applied in the banking systems of the United States, the United Kingdom, and Germany is carried out. Particular attention is paid to capital adequacy, liquidity, asset quality, profitability, and stress testing. Based on the findings, scientific recommendations are proposed for improving the financial stability assessment system of commercial banks in Uzbekistan in accordance with international standards.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Keywords:<\/em><\/strong><em> commercial bank, financial stability, Basel III, capital adequacy, CET1, liquidity, stress testing, risk management, integrated index.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/07\/33G.M.-Sattarova.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 33+G.M. Sattarova.\"><\/object><a id=\"wp-block-file--media-f67dac54-8352-414b-9ce6-618ee5bb7780\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/07\/33G.M.-Sattarova.pdf\">33+G.M. Sattarova<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/07\/33G.M.-Sattarova.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-f67dac54-8352-414b-9ce6-618ee5bb7780\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0\u00a0 G.M. Sattarova\u00a0\u00a0\u00a0PhD Candidate\u00a0\u00a0 Banking and Finance Academy of the Republic of Uzbekistan \u00a0\u00a0 ORCID:0009-0001-8444-499X Abstract. This article examines the theoretical and practical aspects of assessing the financial stability of commercial banks. A comparative analysis of financial stability assessment mechanisms <a href=\"https:\/\/interfinance.tsue.uz\/?p=5785\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[],"class_list":["post-5785","post","type-post","status-publish","format-standard","hentry","category-2026-3-issue-1-6"],"_links":{"self":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/5785","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=5785"}],"version-history":[{"count":2,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/5785\/revisions"}],"predecessor-version":[{"id":5788,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/5785\/revisions\/5788"}],"wp:attachment":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=5785"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=5785"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=5785"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}