{"id":5600,"date":"2026-06-12T10:52:40","date_gmt":"2026-06-12T10:52:40","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=5600"},"modified":"2026-06-12T10:53:22","modified_gmt":"2026-06-12T10:53:22","slug":"development-of-services-provided-to-the-public-by-commercial-banks-based-on-bank-insurance-synergy","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=5600","title":{"rendered":"DEVELOPMENT OF SERVICES PROVIDED TO THE PUBLIC BY COMMERCIAL BANKS BASED ON BANK-INSURANCE SYNERGY"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong><em>Tupatillayeva Gulnoza Sirojiddin qizi<br><\/em><\/strong><em>PhD Candidate at Tashkent State University of Economics\u00a0<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>ORCID: 0009-0003-2748-4332<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Abstract:<\/em><\/strong><em>This paper examines the development of commercial bank services through strengthened cooperation with insurance companies. It analyzes how bank\u2013insurance synergy enhances customer convenience, reduces risks, and provides additional income sources for banks. Key directions for improving this integration are also discussed.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong><em>Keywords: <\/em><\/strong><em>bank\u2013insurance synergy, commercial banks, insurance services, digital insurance, financial protection, service quality improvement.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/06\/17To\u2018patillayeva-Gulnoza.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 17+To\u2018patillayeva Gulnoza.\"><\/object><a id=\"wp-block-file--media-ca516ec0-8d73-4899-9a0a-a659384ecf47\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/06\/17To\u2018patillayeva-Gulnoza.pdf\">17+To\u2018patillayeva Gulnoza<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2026\/06\/17To\u2018patillayeva-Gulnoza.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-ca516ec0-8d73-4899-9a0a-a659384ecf47\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Tupatillayeva Gulnoza Sirojiddin qiziPhD Candidate at Tashkent State University of Economics\u00a0 ORCID: 0009-0003-2748-4332 Abstract:This paper examines the development of commercial bank services through strengthened cooperation with insurance companies. It analyzes how bank\u2013insurance synergy enhances customer convenience, reduces risks, and provides <a href=\"https:\/\/interfinance.tsue.uz\/?p=5600\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[75],"tags":[],"class_list":["post-5600","post","type-post","status-publish","format-standard","hentry","category-2026-3-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>DEVELOPMENT OF SERVICES PROVIDED TO THE PUBLIC BY COMMERCIAL BANKS BASED ON BANK-INSURANCE SYNERGY - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=5600\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"DEVELOPMENT OF SERVICES PROVIDED TO THE PUBLIC BY COMMERCIAL BANKS BASED ON BANK-INSURANCE SYNERGY - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Tupatillayeva Gulnoza Sirojiddin qiziPhD Candidate at Tashkent State University of Economics\u00a0 ORCID: 0009-0003-2748-4332 Abstract:This paper examines the development of commercial bank services through strengthened cooperation with insurance companies. It analyzes how bank\u2013insurance synergy enhances customer convenience, reduces risks, and provides Read More ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/interfinance.tsue.uz\/?p=5600\" \/>\n<meta property=\"og:site_name\" content=\"Journal of International Finance and Accounting\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-12T10:52:40+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-12T10:53:22+00:00\" \/>\n<meta name=\"author\" content=\"jurnal-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jurnal-admin\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600\"},\"author\":{\"name\":\"jurnal-admin\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/person\\\/4a9988bcb6588f9a14bc8bf9802ad53a\"},\"headline\":\"DEVELOPMENT OF SERVICES PROVIDED TO THE PUBLIC BY COMMERCIAL BANKS BASED ON BANK-INSURANCE SYNERGY\",\"datePublished\":\"2026-06-12T10:52:40+00:00\",\"dateModified\":\"2026-06-12T10:53:22+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600\"},\"wordCount\":92,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\"},\"articleSection\":[\"2026-3-issue-1-6\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=5600\",\"name\":\"DEVELOPMENT OF SERVICES PROVIDED TO THE PUBLIC BY COMMERCIAL BANKS BASED ON BANK-INSURANCE SYNERGY - 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