{"id":4829,"date":"2025-08-30T10:30:00","date_gmt":"2025-08-30T10:30:00","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=4829"},"modified":"2025-12-03T10:29:09","modified_gmt":"2025-12-03T10:29:09","slug":"specific-features-of-determining-tariff-rates-in-life-insurance","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=4829","title":{"rendered":"SPECIFIC FEATURES OF DETERMINING TARIFF RATES IN LIFE INSURANCE"},"content":{"rendered":"\n<p><strong><em>Yuldashev Nuriddin Toshmurzaevich<\/em><\/strong><\/p>\n\n\n\n<p><em>Teacher of the Department of Economics, Karshi International University<\/em><\/p>\n\n\n\n<p><em>e-mail: nurik.ty@mail.ru<\/em><\/p>\n\n\n\n<p><strong><em>Abstract.<\/em><\/strong><em> This article considers the role and place of tariff policy in increasing the potential of life insurance, highlights the specific features of determining tariff rates for types of life insurance, analyzes the structure of tariff rates, substantiates the need to develop a &#8220;life table&#8221; for the Republic of Uzbekistan, presents approaches to developing a separate methodology for calculating tariff (net) rates for all types of life insurance, proposes several options for indexing the insured amount taking into account inflation, and develops recommendations for improving tariff policy in increasing the potential of life insurance.<\/em><\/p>\n\n\n\n<p><strong><em>Keywords:<\/em><\/strong><em> actuary, life insurance, indexation, net rate, insurance claim, insurance premium, insurance reserves, tariff policy, tariff rate, life (mortality) table, commutation number table.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/08\/9Yuldashev-N.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 9+Yuldashev N..\"><\/object><a id=\"wp-block-file--media-b2fadcd2-ca6f-4573-aef7-16054f2ff2f6\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/08\/9Yuldashev-N.pdf\">9+Yuldashev N.<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/08\/9Yuldashev-N.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-b2fadcd2-ca6f-4573-aef7-16054f2ff2f6\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Yuldashev Nuriddin Toshmurzaevich Teacher of the Department of Economics, Karshi International University e-mail: nurik.ty@mail.ru Abstract. This article considers the role and place of tariff policy in increasing the potential of life insurance, highlights the specific features of determining tariff rates <a href=\"https:\/\/interfinance.tsue.uz\/?p=4829\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[70],"tags":[],"class_list":["post-4829","post","type-post","status-publish","format-standard","hentry","category-2025-4-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>SPECIFIC FEATURES OF DETERMINING TARIFF RATES IN LIFE INSURANCE - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=4829\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SPECIFIC FEATURES OF DETERMINING TARIFF RATES IN LIFE INSURANCE - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Yuldashev Nuriddin Toshmurzaevich Teacher of the Department of Economics, Karshi International University e-mail: nurik.ty@mail.ru Abstract. This article considers the role and place of tariff policy in increasing the potential of life insurance, highlights the specific features of determining tariff rates Read More ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/interfinance.tsue.uz\/?p=4829\" \/>\n<meta property=\"og:site_name\" content=\"Journal of International Finance and Accounting\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-30T10:30:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-03T10:29:09+00:00\" \/>\n<meta name=\"author\" content=\"jurnal-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jurnal-admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829\"},\"author\":{\"name\":\"jurnal-admin\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/person\\\/4a9988bcb6588f9a14bc8bf9802ad53a\"},\"headline\":\"SPECIFIC FEATURES OF DETERMINING TARIFF RATES IN LIFE INSURANCE\",\"datePublished\":\"2025-08-30T10:30:00+00:00\",\"dateModified\":\"2025-12-03T10:29:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829\"},\"wordCount\":146,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\"},\"articleSection\":[\"2025-4-issue 1-6\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=4829\",\"name\":\"SPECIFIC FEATURES OF DETERMINING TARIFF RATES IN LIFE INSURANCE - 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