{"id":4731,"date":"2025-10-10T08:01:35","date_gmt":"2025-10-10T08:01:35","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=4731"},"modified":"2025-10-20T08:04:36","modified_gmt":"2025-10-20T08:04:36","slug":"theoretical-basis-of-the-bank-competition-model-concept","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=4731","title":{"rendered":"THEORETICAL BASIS OF THE BANK COMPETITION MODEL CONCEPT"},"content":{"rendered":"\n<p><strong><em>Yuldashev Sanjarbek Arslon \u043e\u2018g\u2018li<\/em><\/strong><strong><em> <\/em><\/strong><strong><em><\/em><\/strong><\/p>\n\n\n\n<p><em>Independent researcher at the Department of Econometrics,<\/em><\/p>\n\n\n\n<p><em>Tashkent State University of Economics.<\/em><em><\/em><\/p>\n\n\n\n<p><em>Email:<\/em><em> sanjaryuldash2258@gmail.com<\/em><em><\/em><\/p>\n\n\n\n<p><a href=\"https:\/\/orcid.org\/0009-0001-1532-146X\"><em>ORCID: 0009-0001-1532-146X<\/em> <\/a><strong><br><\/strong><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/17Yuldashev-Sanjarbek-1.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 17+Yuldashev Sanjarbek.\"><\/object><a id=\"wp-block-file--media-e3a32c20-da26-4cf8-9380-8f0343e96f6d\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/17Yuldashev-Sanjarbek-1.pdf\">17+Yuldashev Sanjarbek<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/17Yuldashev-Sanjarbek-1.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-e3a32c20-da26-4cf8-9380-8f0343e96f6d\">Download<\/a><\/div>\n\n\n\n<p><strong><em>Abstract: <\/em><\/strong><em>The article provides a relatively simple and well-founded description of the functioning of the modern banking system and explores its applicability within an intertemporal general equilibrium model. The \u201cBank-Competition Model\u201d is substantiated as a systemic framework that cannot be replaced by simple relations such as money multipliers. Based on the econometric analysis of the movement of key financial instruments within the banking system, the theoretical foundations of the concept have been developed.<\/em> <em>Furthermore, the study theoretically examines advanced economic and mathematical methods used in modeling banking activities \u2014 including the Salop, Monti\u2013Klein, Holmstr\u00f6m\u2013Tirole, Bertrand, Diamond, and Cournot models \u2014 and scientifically demonstrates their role in shaping the competitive environment among banks. The results of the article can be applied to enhance the digitalization, competitiveness, and monetary policy efficiency of the banking system.<\/em><\/p>\n\n\n\n<p><strong><em> Key words:<\/em><\/strong><em> banking activity, modeling, the Salop model, the Holmstr\u00f6m and Tirole model, the Monti\u2013Klein model for identifying monopolistic banks, the oligopoly model, Cournot\u2019s competition model, the Bertrand approach.<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Yuldashev Sanjarbek Arslon \u043e\u2018g\u2018li Independent researcher at the Department of Econometrics, Tashkent State University of Economics. Email: sanjaryuldash2258@gmail.com ORCID: 0009-0001-1532-146X Abstract: The article provides a relatively simple and well-founded description of the functioning of the modern banking system and explores <a href=\"https:\/\/interfinance.tsue.uz\/?p=4731\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[70],"tags":[],"class_list":["post-4731","post","type-post","status-publish","format-standard","hentry","category-2025-4-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THEORETICAL BASIS OF THE BANK COMPETITION MODEL CONCEPT - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=4731\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THEORETICAL BASIS OF THE BANK COMPETITION MODEL CONCEPT - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Yuldashev Sanjarbek Arslon \u043e\u2018g\u2018li Independent researcher at the Department of Econometrics, Tashkent State University of Economics. 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