{"id":4721,"date":"2025-06-25T16:01:12","date_gmt":"2025-06-25T16:01:12","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=4721"},"modified":"2025-10-20T08:08:52","modified_gmt":"2025-10-20T08:08:52","slug":"theoretical-foundations-of-digital-transformation-and-financial-stability","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=4721","title":{"rendered":"THEORETICAL FOUNDATIONS OF DIGITAL TRANSFORMATION AND FINANCIAL STABILITY"},"content":{"rendered":"\n<p><strong><em>Makhmudova Malokhat Zafarovna<\/em><\/strong><\/p>\n\n\n\n<p><em>Master\u2019s Degree, Department of Banking, Faculty of International Banking<\/em><\/p>\n\n\n\n<p><em>Banking and Finance Academy of the Republic of Uzbekistan<\/em><em><\/em><\/p>\n\n\n\n<p><strong><em>JELClassification:<\/em><\/strong><strong><em>G12&nbsp; O20<\/em><\/strong><\/p>\n\n\n\n<p><strong><em>Abstract.<\/em><\/strong><em> This article theoretically analyzes the impact of digital transformation processes on financial stability. The role of digital technologies in the banking system, risk management in financial markets, increasing the efficiency of financial services, and sustainable economic development is highlighted. The importance of digital payment systems and artificial intelligence-based solutions in ensuring financial stability is also scientifically explained.<\/em><\/p>\n\n\n\n<p><strong><em>Keywords.<\/em><\/strong><em> Digital transformation, technology, financial stability, innovation, information.<\/em><\/p>\n\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/12Maxmudova-Maloxat-1.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 12+Maxmudova Maloxat.\"><\/object><a id=\"wp-block-file--media-c83094e6-db0e-4551-a27b-12f215e451bd\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/12Maxmudova-Maloxat-1.pdf\">12+Maxmudova Maloxat<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/10\/12Maxmudova-Maloxat-1.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-c83094e6-db0e-4551-a27b-12f215e451bd\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Makhmudova Malokhat Zafarovna Master\u2019s Degree, Department of Banking, Faculty of International Banking Banking and Finance Academy of the Republic of Uzbekistan JELClassification:G12&nbsp; O20 Abstract. This article theoretically analyzes the impact of digital transformation processes on financial stability. The role of <a href=\"https:\/\/interfinance.tsue.uz\/?p=4721\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[69],"tags":[],"class_list":["post-4721","post","type-post","status-publish","format-standard","hentry","category-2025-3-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THEORETICAL FOUNDATIONS OF DIGITAL TRANSFORMATION AND FINANCIAL STABILITY - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=4721\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THEORETICAL FOUNDATIONS OF DIGITAL TRANSFORMATION AND FINANCIAL STABILITY - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Makhmudova Malokhat Zafarovna Master\u2019s Degree, Department of Banking, Faculty of International Banking Banking and Finance Academy of the Republic of Uzbekistan JELClassification:G12&nbsp; O20 Abstract. 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