{"id":4426,"date":"2025-03-13T09:09:49","date_gmt":"2025-03-13T09:09:49","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=4426"},"modified":"2025-03-13T09:10:12","modified_gmt":"2025-03-13T09:10:12","slug":"the-role-of-credit-institutions-in-the-national-economy-and-as-important-factors-of-economic-development","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=4426","title":{"rendered":"THE ROLE OF CREDIT INSTITUTIONS IN THE NATIONAL ECONOMY AND AS IMPORTANT FACTORS OF ECONOMIC DEVELOPMENT"},"content":{"rendered":"<p>PhD, professor Komolov Odiljon Sayfidinovich<br \/>\nTashkent State University of Economics<br \/>\nProfessor of the Department of international finance<br \/>\nORCID: 0000-0002-0289-8673<br \/>\nodiljonuzb@gmail.com<br \/>\nJELClassification: F43, G24<br \/>\nAbstract: The article analyzes the role and importance of credit institutions in the country&#8217;s economy. Credit institutions, being one of the important factors in economic development, play a key role in financing business entities, stimulating investment processes, and ensuring financial stability. The article examines the role of all credit institutions, including commercial banks, microfinance organizations, pawnshops, and mortgage refinancing. The participation of organizations and representative offices of foreign banks in the economy is analyzed. Practical proposals were also made to improve the efficiency of credit institutions and their impact on economic development.<br \/>\nKey words: Credit institutions, financial institutions, commercial banks, credit unions, microcredit organizations, pawnshops, microfinance organizations, mortgage refinancing organizations, representative offices of foreign banks, sources of financing, credit system, borrowed funds, digital banking services, lending mechanisms.<\/p>\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/03\/6O.Komolov.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of 6+O.Komolov.\"><\/object><a id=\"wp-block-file--media-fd4e2594-7cff-4728-85ec-4e816e548d15\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/03\/6O.Komolov.pdf\">6+O.Komolov<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2025\/03\/6O.Komolov.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-fd4e2594-7cff-4728-85ec-4e816e548d15\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>PhD, professor Komolov Odiljon Sayfidinovich Tashkent State University of Economics Professor of the Department of international finance ORCID: 0000-0002-0289-8673 odiljonuzb@gmail.com JELClassification: F43, G24 Abstract: The article analyzes the role and importance of credit institutions in the country&#8217;s economy. Credit institutions, <a href=\"https:\/\/interfinance.tsue.uz\/?p=4426\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[67],"tags":[],"class_list":["post-4426","post","type-post","status-publish","format-standard","hentry","category-2025-1-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THE ROLE OF CREDIT INSTITUTIONS IN THE NATIONAL ECONOMY AND AS IMPORTANT FACTORS OF ECONOMIC DEVELOPMENT - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=4426\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THE ROLE OF CREDIT INSTITUTIONS IN THE NATIONAL ECONOMY AND AS IMPORTANT FACTORS OF ECONOMIC DEVELOPMENT - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"PhD, professor Komolov Odiljon Sayfidinovich Tashkent State University of Economics Professor of the Department of international finance ORCID: 0000-0002-0289-8673 odiljonuzb@gmail.com JELClassification: F43, G24 Abstract: The article analyzes the role and importance of credit institutions in the country&#8217;s economy. 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