{"id":4032,"date":"2024-06-21T12:14:46","date_gmt":"2024-06-21T12:14:46","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=4032"},"modified":"2024-06-21T12:16:17","modified_gmt":"2024-06-21T12:16:17","slug":"level-of-capitalization-of-commercial-banks-and-ways-to-increase-it","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=4032","title":{"rendered":"LEVEL OF CAPITALIZATION OF COMMERCIAL BANKS AND WAYS TO INCREASE IT"},"content":{"rendered":"

Rakhmatov<\/em><\/strong> Azizjon<\/em><\/strong><\/p>\n

senior teacher, Tashkent financial institute.<\/em><\/p>\n

Email: azizjon.rakhmatov@bk.ru<\/em><\/p>\n

ORCID: 0000-0001-5994-360X<\/em><\/p>\n

Abstract<\/strong>:<\/strong>. This article presents the theoretical and legal basis of modern methods of increasing the capitalization of commercial banks. Increasing the financial stability of the republic’s banking system, increasing the level of capitalization of commercial banks, strengthening their investment activities, and increasing the volume of loans directed to the implementation of strategically important investment projects on the structural transformation of the economy, modernization of production, technical and technological re-equipment at the expense of domestic sources is being implemented in our country. is the main ground of reforms. In this case, it is necessary to increase the level of capitalization of banks by increasing their authorized capital, by issuing shares and placing them on the stock markets, it is necessary to ensure an annual growth of the total capital of at least 20 percent. At the same time, there are a number of issues that need to be solved in order to increase the level of capitalization of the commercial banks of our republic. In particular, the slow level of capitalization of commercial banks, the allocation of large amounts of funds from the state budget in recent years, the inactivity of commercial banks as issuers and investors in the stock market, their inability to provide sufficiently high-quality services to their customers, the weakness of the resource base, the low share of bank capital in GDP, and other there are similar problems.\u00a0 In this article, increasing the level of capitalization and strengthening the financial stability of commercial banks, the amount and dynamics of their capital, the minimum requirements of the charter are analyzed and relevant conclusions are given. Conclusions and proposals have also been developed after studying the opinions of foreign and local scientists who conducted research on increasing the level of capitalization of commercial banks.<\/p>\n\n\n