{"id":3974,"date":"2024-06-05T03:35:58","date_gmt":"2024-06-05T03:35:58","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=3974"},"modified":"2024-06-05T03:36:54","modified_gmt":"2024-06-05T03:36:54","slug":"ensuring-the-financial-stability-of-commercial-banks-international-experience-challenges-and-solutions","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=3974","title":{"rendered":"ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS"},"content":{"rendered":"<p style=\"text-align: center;\"><strong><em>Maksudova Saida Sakiyevna<\/em><\/strong><strong>,<\/strong><em><br \/>\nIndependent Researcher at Tashkent Institute of Finance<br \/>\nTashkent, Uzbekistan<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>Abstract.<\/em><\/strong> <em>The financial stability of commercial banks is of great importance for the financial system of the whole country, for the country&#8217;s economy. As a rule, economic entities, organizations, state organizations, all legal entities, regardless of the form of ownership, keep their financial resources in commercial banks. In this article, the foreign practice of ensuring the financial stability of commercial banks is researched, in particular, the financial stability of the US banking system, which has the largest economy in the world, is analyzed and appropriate conclusions are drawn. <\/em><\/p>\n<p><em>\u00a0\u00a0<\/em><strong><em>Keywords: <\/em><\/strong><em>banking system, bankruptcy, venture capital, financial stability of commercial banks, bank charter capital, deposit insurance, bank shares, government bonds and mortgage securities, bank consortium, bank liquidity.<\/em><\/p>\n<p>&nbsp;<\/p>\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/06\/\u041c\u0430\u043a\u0441\u0443\u0434\u043e\u0432\u0430_1_\u0425\u0430\u043b\u049b\u0430\u0440\u043e_\u043c\u043e\u043b\u0438\u044f_\u0432\u0430_\u04b3\u0438\u0441\u043e\u0431_\u0436\u0443\u0440\u043d\u0430\u043b\u0438.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of \u041c\u0430\u043a\u0441\u0443\u0434\u043e\u0432\u0430_1_\u0425\u0430\u043b\u049b\u0430\u0440\u043e_\u043c\u043e\u043b\u0438\u044f_\u0432\u0430_\u04b3\u0438\u0441\u043e\u0431_\u0436\u0443\u0440\u043d\u0430\u043b\u0438.\"><\/object><a id=\"wp-block-file--media-b1a9cc64-09f4-498e-b51e-7330eae386c6\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/06\/\u041c\u0430\u043a\u0441\u0443\u0434\u043e\u0432\u0430_1_\u0425\u0430\u043b\u049b\u0430\u0440\u043e_\u043c\u043e\u043b\u0438\u044f_\u0432\u0430_\u04b3\u0438\u0441\u043e\u0431_\u0436\u0443\u0440\u043d\u0430\u043b\u0438.pdf\">\u041c\u0430\u043a\u0441\u0443\u0434\u043e\u0432\u0430_1_\u0425\u0430\u043b\u049b\u0430\u0440\u043e_\u043c\u043e\u043b\u0438\u044f_\u0432\u0430_\u04b3\u0438\u0441\u043e\u0431_\u0436\u0443\u0440\u043d\u0430\u043b\u0438<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/06\/\u041c\u0430\u043a\u0441\u0443\u0434\u043e\u0432\u0430_1_\u0425\u0430\u043b\u049b\u0430\u0440\u043e_\u043c\u043e\u043b\u0438\u044f_\u0432\u0430_\u04b3\u0438\u0441\u043e\u0431_\u0436\u0443\u0440\u043d\u0430\u043b\u0438.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-b1a9cc64-09f4-498e-b51e-7330eae386c6\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Maksudova Saida Sakiyevna, Independent Researcher at Tashkent Institute of Finance Tashkent, Uzbekistan &nbsp; Abstract. The financial stability of commercial banks is of great importance for the financial system of the whole country, for the country&#8217;s economy. As a rule, economic <a href=\"https:\/\/interfinance.tsue.uz\/?p=3974\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[],"class_list":["post-3974","post","type-post","status-publish","format-standard","hentry","category-2023-6-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=3974\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Maksudova Saida Sakiyevna, Independent Researcher at Tashkent Institute of Finance Tashkent, Uzbekistan &nbsp; Abstract. The financial stability of commercial banks is of great importance for the financial system of the whole country, for the country&#8217;s economy. As a rule, economic Read More ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/interfinance.tsue.uz\/?p=3974\" \/>\n<meta property=\"og:site_name\" content=\"Journal of International Finance and Accounting\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-05T03:35:58+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-05T03:36:54+00:00\" \/>\n<meta name=\"author\" content=\"jurnal-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jurnal-admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974\"},\"author\":{\"name\":\"jurnal-admin\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/person\\\/4a9988bcb6588f9a14bc8bf9802ad53a\"},\"headline\":\"ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS\",\"datePublished\":\"2024-06-05T03:35:58+00:00\",\"dateModified\":\"2024-06-05T03:36:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974\"},\"wordCount\":149,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\"},\"articleSection\":[\"2023-6-issue-1-6\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3974\",\"name\":\"ENSURING THE FINANCIAL STABILITY OF COMMERCIAL BANKS: INTERNATIONAL EXPERIENCE, CHALLENGES, AND SOLUTIONS - 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The financial stability of commercial banks is of great importance for the financial system of the whole country, for the country&#8217;s economy. 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