{"id":3924,"date":"2024-05-07T04:09:13","date_gmt":"2024-05-07T04:09:13","guid":{"rendered":"https:\/\/interfinance.tsue.uz\/?p=3924"},"modified":"2024-05-07T04:10:00","modified_gmt":"2024-05-07T04:10:00","slug":"theoretical-foundations-for-improving-the-quality-of-financial-services-of-non-bank-credit-institutions","status":"publish","type":"post","link":"https:\/\/interfinance.tsue.uz\/?p=3924","title":{"rendered":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS"},"content":{"rendered":"<p style=\"text-align: center;\"><strong><em>Raimov Khurshid Mukhtorovich,<\/em><\/strong><\/p>\n<p style=\"text-align: center;\"><em>Independent researcher at Tashkent State Un<\/em><em>iversity of Economics<\/em><\/p>\n<p style=\"text-align: center;\"><em>Email: <\/em><em><a href=\"mailto:raimovxurshid870@gmail.com\">raimovxurshid870@gmail.com<\/a><\/em><\/p>\n<p style=\"text-align: center;\"><em>Tashkent, Uzbekistan<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong><em>Abstract<\/em><\/strong><strong><em>.<\/em><\/strong> <em>This article provides feedback on the need to improve the quality of financial services of non-bank credit institutions in our country and on ways to improve the quality of financial services of non-bank credit institutions in our national economy by improving the theoretical foundations of their functional elements and their development. In particular, the development of the economy today is unthinkable without the financial market. At the same time, commercial banks are the main element of the national financial market, but the existing problems in the prospects for the development of non-bank credit organizations and their joint transformation from the most important elements of the financial market, as well as author&#8217;s approaches and proposals to overcome them are presented.<\/em><\/p>\n<p><strong><em>Keywords: <\/em><\/strong><em>non-bank credit organizations, microfinance, services of non-bank credit organizations, margin, loan, deposit, interest, interest-free income and expenses, license.<\/em><\/p>\n\n\n<div data-wp-interactive=\"core\/file\" class=\"wp-block-file\"><object data-wp-bind--hidden=\"!state.hasPdfPreview\" hidden class=\"wp-block-file__embed\" data=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/05\/Nobank-\u043c\u0430\u049b\u043e\u043b\u0430-1111-3.pdf\" type=\"application\/pdf\" style=\"width:100%;height:600px\" aria-label=\"Embed of Nobank-\u043c\u0430\u049b\u043e\u043b\u0430-1111-3.\"><\/object><a id=\"wp-block-file--media-32b907ed-00ec-4a35-956c-9dc42124d5d0\" href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/05\/Nobank-\u043c\u0430\u049b\u043e\u043b\u0430-1111-3.pdf\">Nobank-\u043c\u0430\u049b\u043e\u043b\u0430-1111-3<\/a><a href=\"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2024\/05\/Nobank-\u043c\u0430\u049b\u043e\u043b\u0430-1111-3.pdf\" class=\"wp-block-file__button wp-element-button\" download aria-describedby=\"wp-block-file--media-32b907ed-00ec-4a35-956c-9dc42124d5d0\">Download<\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Raimov Khurshid Mukhtorovich, Independent researcher at Tashkent State University of Economics Email: raimovxurshid870@gmail.com Tashkent, Uzbekistan &nbsp; Abstract. This article provides feedback on the need to improve the quality of financial services of non-bank credit institutions in our country and on <a href=\"https:\/\/interfinance.tsue.uz\/?p=3924\" class=\"read-more\">Read More &#8230;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[62],"tags":[],"class_list":["post-3924","post","type-post","status-publish","format-standard","hentry","category-2024-2-issue-1-6"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/interfinance.tsue.uz\/?p=3924\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting\" \/>\n<meta property=\"og:description\" content=\"Raimov Khurshid Mukhtorovich, Independent researcher at Tashkent State University of Economics Email: raimovxurshid870@gmail.com Tashkent, Uzbekistan &nbsp; Abstract. This article provides feedback on the need to improve the quality of financial services of non-bank credit institutions in our country and on Read More ...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/interfinance.tsue.uz\/?p=3924\" \/>\n<meta property=\"og:site_name\" content=\"Journal of International Finance and Accounting\" \/>\n<meta property=\"article:published_time\" content=\"2024-05-07T04:09:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-05-07T04:10:00+00:00\" \/>\n<meta name=\"author\" content=\"jurnal-admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"jurnal-admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924\"},\"author\":{\"name\":\"jurnal-admin\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/person\\\/4a9988bcb6588f9a14bc8bf9802ad53a\"},\"headline\":\"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS\",\"datePublished\":\"2024-05-07T04:09:13+00:00\",\"dateModified\":\"2024-05-07T04:10:00+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924\"},\"wordCount\":175,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\"},\"articleSection\":[\"2024-2-issue-1-6\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924\",\"name\":\"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#website\"},\"datePublished\":\"2024-05-07T04:09:13+00:00\",\"dateModified\":\"2024-05-07T04:10:00+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?p=3924#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/interfinance.tsue.uz\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#website\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/\",\"name\":\"Journal of International Finance and Accounting\",\"description\":\"Tashkent State University of Economics\",\"publisher\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#organization\",\"name\":\"Journal of International Finance and Accounting\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/cropped-cropped-cropped-photo_2022-12-03_10-29-33-removebg-preview-e1670048062649.png\",\"contentUrl\":\"https:\\\/\\\/interfinance.tsue.uz\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/cropped-cropped-cropped-photo_2022-12-03_10-29-33-removebg-preview-e1670048062649.png\",\"width\":90,\"height\":90,\"caption\":\"Journal of International Finance and Accounting\"},\"image\":{\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/interfinance.tsue.uz\\\/#\\\/schema\\\/person\\\/4a9988bcb6588f9a14bc8bf9802ad53a\",\"name\":\"jurnal-admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g\",\"caption\":\"jurnal-admin\"},\"sameAs\":[\"http:\\\/\\\/interfinance.tsue.uz\"],\"url\":\"https:\\\/\\\/interfinance.tsue.uz\\\/?author=1\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/interfinance.tsue.uz\/?p=3924","og_locale":"en_US","og_type":"article","og_title":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting","og_description":"Raimov Khurshid Mukhtorovich, Independent researcher at Tashkent State University of Economics Email: raimovxurshid870@gmail.com Tashkent, Uzbekistan &nbsp; Abstract. This article provides feedback on the need to improve the quality of financial services of non-bank credit institutions in our country and on Read More ...","og_url":"https:\/\/interfinance.tsue.uz\/?p=3924","og_site_name":"Journal of International Finance and Accounting","article_published_time":"2024-05-07T04:09:13+00:00","article_modified_time":"2024-05-07T04:10:00+00:00","author":"jurnal-admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"jurnal-admin","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/interfinance.tsue.uz\/?p=3924#article","isPartOf":{"@id":"https:\/\/interfinance.tsue.uz\/?p=3924"},"author":{"name":"jurnal-admin","@id":"https:\/\/interfinance.tsue.uz\/#\/schema\/person\/4a9988bcb6588f9a14bc8bf9802ad53a"},"headline":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS","datePublished":"2024-05-07T04:09:13+00:00","dateModified":"2024-05-07T04:10:00+00:00","mainEntityOfPage":{"@id":"https:\/\/interfinance.tsue.uz\/?p=3924"},"wordCount":175,"commentCount":0,"publisher":{"@id":"https:\/\/interfinance.tsue.uz\/#organization"},"articleSection":["2024-2-issue-1-6"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/interfinance.tsue.uz\/?p=3924#respond"]}]},{"@type":"WebPage","@id":"https:\/\/interfinance.tsue.uz\/?p=3924","url":"https:\/\/interfinance.tsue.uz\/?p=3924","name":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS - Journal of International Finance and Accounting","isPartOf":{"@id":"https:\/\/interfinance.tsue.uz\/#website"},"datePublished":"2024-05-07T04:09:13+00:00","dateModified":"2024-05-07T04:10:00+00:00","breadcrumb":{"@id":"https:\/\/interfinance.tsue.uz\/?p=3924#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/interfinance.tsue.uz\/?p=3924"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/interfinance.tsue.uz\/?p=3924#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/interfinance.tsue.uz\/"},{"@type":"ListItem","position":2,"name":"THEORETICAL FOUNDATIONS FOR IMPROVING THE QUALITY OF FINANCIAL SERVICES OF NON-BANK CREDIT INSTITUTIONS"}]},{"@type":"WebSite","@id":"https:\/\/interfinance.tsue.uz\/#website","url":"https:\/\/interfinance.tsue.uz\/","name":"Journal of International Finance and Accounting","description":"Tashkent State University of Economics","publisher":{"@id":"https:\/\/interfinance.tsue.uz\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/interfinance.tsue.uz\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/interfinance.tsue.uz\/#organization","name":"Journal of International Finance and Accounting","url":"https:\/\/interfinance.tsue.uz\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/interfinance.tsue.uz\/#\/schema\/logo\/image\/","url":"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2022\/12\/cropped-cropped-cropped-photo_2022-12-03_10-29-33-removebg-preview-e1670048062649.png","contentUrl":"https:\/\/interfinance.tsue.uz\/wp-content\/uploads\/2022\/12\/cropped-cropped-cropped-photo_2022-12-03_10-29-33-removebg-preview-e1670048062649.png","width":90,"height":90,"caption":"Journal of International Finance and Accounting"},"image":{"@id":"https:\/\/interfinance.tsue.uz\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/interfinance.tsue.uz\/#\/schema\/person\/4a9988bcb6588f9a14bc8bf9802ad53a","name":"jurnal-admin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/6b71c6402c74a04f56841f06d0b413c68efbbcbc10d903ef02a5db2c123944a4?s=96&d=mm&r=g","caption":"jurnal-admin"},"sameAs":["http:\/\/interfinance.tsue.uz"],"url":"https:\/\/interfinance.tsue.uz\/?author=1"}]}},"_links":{"self":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/3924","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3924"}],"version-history":[{"count":2,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/3924\/revisions"}],"predecessor-version":[{"id":3927,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=\/wp\/v2\/posts\/3924\/revisions\/3927"}],"wp:attachment":[{"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3924"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3924"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/interfinance.tsue.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3924"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}